:root{--navy:#071a2e;--blue:#1268e8;--sky:#eaf4ff;--ink:#17202a;--muted:#64748b;--line:#dbe4ee;--white:#fff;--danger:#e84545}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Pretendard,"Noto Sans KR",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 32px));margin:auto}
.top{background:var(--navy);color:#dbeafe;font-size:13px}.top .container{display:flex;justify-content:space-between;padding:7px 0;gap:12px}
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid #edf1f5}
.nav{min-height:74px;display:flex;align-items:center;gap:26px}.brand{font-weight:900;font-size:25px;color:var(--navy);white-space:nowrap}.brand b{color:var(--blue)}.menu{display:flex;gap:20px;font-weight:700;font-size:14px;flex:1;justify-content:center}.nav-cta{background:var(--blue);color:#fff;padding:11px 16px;border-radius:12px;font-weight:900}
.hero{background:radial-gradient(circle at 83% 20%,#1a71cf 0,rgba(20,104,232,.18) 22%,transparent 45%),linear-gradient(135deg,#061628,#0a2d52 62%,#0d487c);color:#fff;padding:74px 0 64px;overflow:hidden;position:relative}
.hero:after{content:"";position:absolute;right:-120px;bottom:-180px;width:520px;height:520px;border:56px solid rgba(255,255,255,.06);border-radius:50%}
.eyebrow{display:inline-flex;gap:8px;align-items:center;border:1px solid rgba(255,255,255,.26);background:rgba(255,255,255,.08);padding:7px 11px;border-radius:999px;font-weight:800;font-size:14px}
.hero h1{font-size:clamp(38px,6vw,66px);line-height:1.1;margin:18px 0 18px;letter-spacing:-2.5px}.hero h1 em{font-style:normal;color:#62b3ff}.hero p{font-size:18px;color:#d9e8f8;max-width:760px;margin:0 0 28px}
.actions{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:13px;padding:14px 19px;font-weight:900;border:1px solid transparent}.btn.primary{background:#fff;color:#0d4e97}.btn.secondary{border-color:rgba(255,255,255,.35);color:#fff;background:rgba(255,255,255,.07)}
.quick{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:34px}.quick div{border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.07);padding:16px;border-radius:15px}.quick strong{display:block}.quick span{font-size:13px;color:#c5d9ee}
section{padding:68px 0}.section-head{text-align:center;margin-bottom:30px}.section-head small{font-weight:900;color:var(--blue);letter-spacing:.08em}.section-head h2{font-size:34px;line-height:1.25;margin:8px 0}.section-head p{color:var(--muted);margin:0 auto;max-width:750px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{border:1px solid var(--line);border-radius:18px;padding:22px;background:#fff;box-shadow:0 10px 28px rgba(14,35,58,.05)}.card .ico{width:46px;height:46px;border-radius:12px;background:var(--sky);display:grid;place-items:center;font-size:24px}.card h3{margin:13px 0 6px;font-size:20px}.card p{margin:0;color:var(--muted);font-size:14px}.card .more{display:inline-block;margin-top:14px;color:var(--blue);font-weight:800}
.soft{background:#f6f9fc}.dong-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.dong{border:1px solid var(--line);border-radius:12px;padding:13px 14px;background:#fff;font-weight:800}.dong span{display:block;color:var(--muted);font-size:12px;font-weight:600}
.breadcrumb{font-size:13px;color:#708197;margin-bottom:12px}.content-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:22px}.panel{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff}.panel h2,.panel h3{margin-top:0}.keyword-pills{display:flex;flex-wrap:wrap;gap:8px}.pill{background:#eef6ff;color:#155bad;padding:7px 10px;border-radius:999px;font-size:13px;font-weight:800}
.faq details{border-top:1px solid var(--line);padding:15px 0}.faq details:first-of-type{border-top:0}.faq summary{cursor:pointer;font-weight:850}.faq p{color:var(--muted);margin:8px 0 0}
.cta-band{background:linear-gradient(135deg,#0b2c50,#0c5eae);color:white;border-radius:22px;padding:30px;display:flex;justify-content:space-between;gap:20px;align-items:center}.cta-band h2{margin:0 0 6px}.cta-band p{margin:0;color:#dbeafe}
footer{background:#061525;color:#b7c6d7;padding:42px 0 90px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}footer strong{color:#fff}
.mobile-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:50;background:#fff;border-top:1px solid var(--line);padding:8px;gap:8px}.mobile-bar a{flex:1;text-align:center;padding:11px;border-radius:10px;font-weight:900}.mobile-bar .call{background:var(--blue);color:#fff}.mobile-bar .sms{background:#edf4ff;color:#145ca8}
.note{font-size:12px;color:#7b8794;margin-top:10px}
@media(max-width:860px){.menu{display:none}.nav{min-height:62px}.nav-cta{margin-left:auto}.hero{padding:52px 0 44px}.hero h1{letter-spacing:-1.5px}.quick{grid-template-columns:repeat(2,1fr)}.cards{grid-template-columns:1fr 1fr}.dong-grid{grid-template-columns:repeat(2,1fr)}.content-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.mobile-bar{display:flex}body{padding-bottom:64px}}
@media(max-width:560px){.container{width:min(100% - 24px,1160px)}.top .container{justify-content:center}.top .container span:last-child{display:none}.brand{font-size:21px}.nav-cta{font-size:13px;padding:9px 11px}.hero p{font-size:16px}.quick{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr}.dong-grid{grid-template-columns:1fr 1fr}.section-head h2{font-size:28px}.cta-band{align-items:flex-start;flex-direction:column}.actions .btn{flex:1;min-width:140px}}